WavePay APP by Wave Money

WavePay APP by Wave Money is Myanmar's leading mobile payment solution, transforming how you send money, pay bills, and shop online with complete security and convenience.

Send money instantly to family and friends using just their mobile number—even if they're not WavePay users. Recipients can collect funds at any of our 60,000+ agent locations nationwide using a secure transaction ID and 6-digit code. Whether you're supporting loved ones across the country or splitting expenses with friends, WavePay makes peer-to-peer transfers simple and accessible to everyone.

Pay merchants instantly by scanning QR codes at over 200,000 retailers across Myanmar. From grocery stores and pharmacies to restaurants and electronics shops, tap into a seamless payment experience without carrying cash. Top up mobile airtime for yourself or family members across all major operators—ATOM, MPT, and Ooredoo—in seconds.

Manage your bills effortlessly through one app. Pay internet bills from 30+ providers, settle loan repayments with 40+ partner institutions including banks and microfinance organizations, handle insurance premiums, cover solar energy costs, and book healthcare services all in one place. WavePay connects you to utilities, telehealth providers, and essential services that keep your life running.

Shop online with confidence at trusted partners like Shop.com.mm, OwayFresh, and FoodPanda. Book flights, buses, and hotels for your travels on FlyMya, AirKBZ, MMBus, and hotel booking platforms—all payable through your WavePay wallet.

Security is built into every transaction. Your account is protected by the "One Wallet, One Device" feature, limiting access to a single device at any time. A mandatory 4-digit PIN authorizes all transactions, and money transfers to non-WavePay users include an additional 6-digit secret code for protection. Your financial data stays safe.

Cash-in and cash-out easily at any of our 60,000 agent shops nationwide. Link your bank account from partner banks or any e-commerce-enabled MPU card to move funds in and out of your wallet instantly. No waiting, no complications.

WavePay APP by Wave Money puts Myanmar's largest payment network in your pocket—fast, secure, and accessible anywhere, anytime. Call our customer service team at 900 (free from ATOM) or 097900090000 daily from 8AM to 10PM for support.